Wondering why some people have so much energy to achieve their dreams?

• Are you wondering why some people have so much energy to achieve their dreams?
• Are you wondering why happy people are successful?
• Are you wondering why successful people have so much energy?
• Are you wondering why so people have so much confident?

-ITS IS BECAUSE THEY ARE AFTER THEIR DREAMS
-ITS BECAUSE FREEDOM IS A INTERNAL POWERFUL ENERGY SOURCE
-ITS BECAUSE FREEDOM IS DRIVING THEM NOT SECURITY


Why free people are rich?

Because there is no freedom if you are not financially free...

Why you will fail to leave the rat quadrant, except if you...

You are stuck in the rat race but don't know how to to initiate the transition to your freedom. 

Here is my suggestions:

1. Get empowered and get your Why
1. TED talk (20 mins): Why you will fail to have a great career: Larry Smith
2. TED talk (15 mins) Amy Cuddy:Your body language shapes who you are 
3. Reading (1hr) The Flinch (free on amazon) learn to control your fear/need for security
4. Hour of power by Anthony Robins -> ritual
5. Decision model book= Making of Model of why p71-> to determine futur/know your why, first know your past  
2. Why you need financial education: rich dad poor dad
3. Increase your financial IQ http://www.amazon.com/Rich-Dads-Increase-Your-Financial/dp/0446509361 (only used hard cover available)
4. Understand who you are with the cashflow Quadrants (Employee, Self-Employer, Investor, Business) :Robert Kiyosaki Explains The Cash Flow Quadrant - YouTube (10$ for amazon ebook)
5. Are you ready?
1. Why you will fail to leave the rat quadrant, except if you...
2. The red line self rat trap
6. Get to your roots to find the project (the how) you should be working on (why): If you were financially free or had 2 Millions $, what will you do? How is the 

Why paying your mortgage is a good cashflow strategy?

There is 2 way to increase your cashflow:

• Increase your income
• Reduce your spending

If you don't have good cashflow investment strategy, paying your mortgage is a good one and especially now due to low interest rate. Paying your mortgage is a way to reduce your spending or a way to make your money work for you (making sure your spending on assets is a priority in your budget.   

Having no/little mortgage is a good start to freedom.

Question: Yes but I should rather buy RSP?
Answer: Yes if you want to stay in the Employee quadrant and make sure your employee salary is locking you in that slavery quadrant.

Question: Yes but my mortgage is high?
Answer: Increase your monthly payment slowly. In most banks, you are allow to double your monthly payment without additional fees and do a 15% down payment every year.

 

Once your mortgage is payed, leave your monthly payment as an expense to invest in another asset. 

How to have energy to work for you as a Employee?

reminder:

E = Employee (have a job)

S = Self employee (own a job)

B = Business (own a system that works for you)

I  = Investor (make your money work for you)

As a E, you are working for other. If you don't have energy for your family or to move to S/B or I, start by stopping drinking coffee at work. 

Why? Coffee at work make sure all your energy is moved to your working job hours. Basically, taking away your energy to work for you and your family.

Question: I am too tire?

Answer: Do sport

Question: but I need time

Answer: go to work on your bike

At the end, you will need less sleep, spend less time in traffic, be less stressed, be more efficient at work and more important free time to work for you on your cashflow.

Question: When I will work for me, can I start drinking coffee again?
Answer: It is up to you but you won't need it, freedom is an endless energy source. 

First, recognize you are in the E quadrant

If you are in the middle class, you are in the E quadrant. 

There are 4 quadrants. 

E = Employee (have a job)

S = Self employee (own a job)

B = Business (own a system that works for you)

I  = Investor (make your money work for you)

School train E people, workers. 

School re-enforce your need for security by punishing failure.

Security or risk aversion is blocking you from been free.
Failure is the best way to learn how to be free.  

Risk = Fear 

            

You can only be free if you move to the right side but you have to learn undertanding risk to take control of your cashflow.

The red line self rat trap

Most people stay poor because they are rat trapping themselves. 

They simply make sure to spend all their income to buy non assets so they need more income all over again. As an example, when your car or house is paid, you buy a new/bigger one which means you need a salary increase. More a rat is rich (earning salary), more liabilities he will collect and poorer he will be. Basically rates are trapping themselves in the rat race (always need more cash and are on the red line...they can't loose their job). 

Here is the the red line rat exit strategy or the pig strategy (turn left;). 

Here is another way to compare rats (poor) & pigs (rich) way of handling their cashflow:

Btw, a house is not an asset, it doesn't generate cashflow for you, its your banker asset. "an asset is something that puts money in your pocket" (wikipedia), your house is taking money out of your pocket even when it is paid (town & school taxes etc.). A house is a real asset only when you sell it and make a capital gain but capital gain a risky game (jouer à la bourse veut tout dire).
  

RSP isn't an asset either, it is mostly use to save money and with chances make capital gain which is simply gambling against people that are controlling the game and are getting rewards for generating financial crashes. 

Most government are playing the red line self rat trap game but unfortunately the rat pocket is yours. In order to rat trapping you even further, they give you taxes breaks to put your retirement saving in stock and never get real assets. Even better, they reduce the value of your savings by asking banks to print more money they will borrow (increase government liability).


Are you a rat?

The US middle class under siege

The future to US middle class is attached from everywhere:

• Outsourcing
• FED (bailout) diluting their saving 
• Obesity 
• Asia (re-balancing of power and wealth)
• US $:  its status of reference currency is challenged 

Here Are 60 Facts That Prove the US middle class is been wipe out:

http://beforeitsnews.com/conspiracy-theories/2013/04/the-middle-class-in-america-is-being-wiped-out-here-are-60-facts-that-prove-it-2450210.html

US people might want:

• Get financially educated
• Take control over their currency (FED)
• Start eating well
• Read on their brothers survived the great depression

Canadian people should be a little more preoccupy by their fellow neighbors. 

http://www.businessinsider.com/20-reasons-why-the-us-economy-is-dying-and-is-simply-not-going-to-recover-2010-2?op=1

Reckless inflation

Why PQ is not empowering its french population? (Québec)

If PQ really wants Quebec to be a country (its first rule), it will empower its population.
How? It will ensure its citizen speak also English (-100), ensure its population is educated (+10) and promote entrepreneurship (-1). In a global world, people need to speak English, not french. In order to ensure its culture survival (french culture), PQ with its politics ensure most of its french population stays french uni-lingual by limiting strongly English learning in the public schools. Holland, Swedish people aren't uni-lingual ???
Their fear of been assimilated by surrounding English speaker lead their leader to make them even weaker by:

1. Making sure most of its population have not access to better paying jobs (don't speak english well)
2. Making sure its nation has less conscience of itself by limiting its exposition to the real world (english america)

Bilingual people have better salary and traveling (speaking the other language) helps defining/understand his culture and bring to awareness of its real existence, a true nation.

Who are the brains behind PQ? Is their true goal to make a country?
I don't think so. Rational thoughts lead me to think PQ leader now just want to lead a province and impoverish the nation they are saying they are suppose to defend in order to better exploit them.

-There is no freedom without financial strength. PQ is making the french Quebec nation dying just faster. PQ is impoverish not empowering french Quebec people. René Levesque doit se retourner dans sa tombe.

French Quebec is maybe a glitch of america history created by the Catholic Church and its future car license slogan will be I don't remember ;)

PQ prefer people speaking one language baldly then two where the second (english) is more useful to work in our global economy. Shame on PQ weak leaders. True politician are empowering their population.