First, recognize you are in the E quadrant

If you are in the middle class, you are in the E quadrant. 

There are 4 quadrants. 

E = Employee (have a job)

S = Self employee (own a job)

B = Business (own a system that works for you)

I  = Investor (make your money work for you)

School train E people, workers. 

School re-enforce your need for security by punishing failure.

Security or risk aversion is blocking you from been free.
Failure is the best way to learn how to be free.  

Risk = Fear 

            

You can only be free if you move to the right side but you have to learn undertanding risk to take control of your cashflow.